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I opened a ssecured card in sep 23, 4 ish months ago. I know the FICO generates when you have 6 months of history. Even though the card is closed, will I still get a Fico score to generate? (closed positive 0 balance didnt like the lender. Opened new card with OpenSky, not yet reporting recently. Or will I have to wait for the OpenSky for 6 months and wait 6 months ?
The closed account will remain on your credit reports for up to 10 years after it is closed. For all of the metrics where it still counts, it will, so you will have 6 months of credit history in March.
You won't have to wait another 6 months. Your closed card is as much a part of your report as the open card.
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