Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[MattH]

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@Anonymous wrote:

Your EQ and TU scales look like this now:

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Except the scale image appears nowhere in any of my current three reports that I can see...

[Anonymous]

The scale is usually on page 2, "Understanding Your Score."  I haven't pulled my scores since October.  Maybe they've changed that page since then?

[haulingthescoreup]

Still there on my EQ and TU reports, although they are more evenly balanced than yours, as befits a Libra.

[MattH]

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@Anonymous wrote:
The scale is usually on page 2, "Understanding Your Score." I haven't pulled my scores since October. Maybe they've changed that page since then?

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Ah, yes, there it is on page 2 of the online report. I save the printable version as a PDF and that doesn't have it.

Also my scale is very slightly different, on the right side it says

1. No missed payments
2. Long account history
3. Low credit usage
4. Recent credit card use

on my EQ

1. No missed payments
2. Low credit usage
3. Long account history
4. Long revolving history

on my TU

and my EX has no scale graphic for some reason.

Message Edited by MattH on 12-04-2008 11:29 PM

[haulingthescoreup]

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MattH wrote:

...and my EX has no scale graphic for some reason.

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EX won't tell you what you're doing right.

[Anonymous]

OK.  I have been a FICO high achiever for a while.  I recently opened a Citi Platinum Amex CC in response to Amex raising the APR on my blue account.  My blue has a zero balance, but I did not take the rate jack well.

So, I wanted to see how this would change my scores. These scores are as of today 12/06/2008.

     EQ  794                     EX  771

EX does not like the new account or the inquiry.  I have 3 INQ on EX - one for the new CC, one for Brinks (new service), and one for my electricity provider (changed companies).  EQ seems OK with the new account.

I haven't pulled TU yet because they are reporting a balance incorrectly and I want to wait until they report the zero balance before I cough up money to buy the score. 

[haulingthescoreup]

Going from 2 inqs on EX to 3 provoked them into a hissy fit with me as well.

[Anonymous]

I am now a high achiver! My TU FICO 2 months ago was 708, and it is 759 as of today!! W00t!

http://img70.imageshack.us/img70/2895/86182109nn7.jpg

Equifax has 5inqs and is at 713. Should be 738 when those wear off.

Message Edited by wcnghj on 12-06-2008 09:11 AM

[Anonymous]

Hi, I am new to the board, just signed up tonight to check my score, have never checked it myself, but this looks to be a good way to keep track of it.

EQ gave me a 802, can I get the other 2 from here as well, I didn't see where there were, but didn't look around very much either.

thanks for any tips in advance.

[Anonymous]

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@Scout1965 wrote:

These scores are as of today 12/06/2008.

     EQ  794                     EX  771

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I just pulled my TU score and it is 797.  WOW.

EX has three inquiries and they are not happy about it.  All three bureaus show two new accounts this year (Home Depot and Citi).  Also, EX has reporting issues with the Citi Platinum Amex.  It will always appear maxed out.  Maybe I should start playing the FICO game and PIF before my CC statements cut.

I am very happy.