Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[Anonymous]

We're glad you found this site too, techman2008--and we're happy you're here to join us! 

Congratulations on your fantastic scores! 

Message Edited by psychic on 02-16-2009 05:21 AM

[Anonymous]

I just did my TU and EX for the first time and they are both above 760.   Equifax creeped up 3 points this past week to 749.

[Anonymous]

Good for you, smakson!

Congratulations on being a FICO High Achiever!

[Anonymous]

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@Anonymous wrote:

Good for you, smakson!

Congratulations on being a FICO High Achiever!

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Thank you sir.  It feels good to have it when I actually need it. 

[marty56]

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@Anonymous wrote:

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@Anonymous wrote:

Good for you, smakson!

Congratulations on being a FICO High Achiever!

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Thank you sir.  It feels good to have it when I actually need it. 

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Smakson,  we may be in the same score bucket with the info you have provided.  May I ask if you have a major derog (90+ day late) on your CR.  If so there are other members here (HTSU comes to mind) who are in or approaching FICO High Achievers with a major derog.  If so, it would help our group in tracking the affects of it as the late ages.

Anyway welcome to the HFA group.

[sjrunamuck]

On 10-2-08 they were (myFICO)

TU 744

EQ 755

EX 749

On 2-12-09 they were (Scorewatch)

TU 784

EQ 779

EX 767

Are the Scorewatch scores FAKO?

[haulingthescoreup]

Well, Score Watch itself is only Equifax. But it's pretty easy to get confused on the site. You might have gotten Credit Complete or something for the other two scores.

Equifax does have a 3-in-1 monitoring service. The scores on that are FAKO's, but their version of Score Watch has a FICO EQ. Wonderfully confusing!

At any rate, if you got them here, they're for real. Congrats!

[Anonymous]

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@marty56 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Good for you, smakson!

Congratulations on being a FICO High Achiever!

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Thank you sir.  It feels good to have it when I actually need it. 

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Smakson,  we may be in the same score bucket with the info you have provided.  May I ask if you have a major derog (90+ day late) on your CR.  If so there are other members here (HTSU comes to mind) who are in or approaching FICO High Achievers with a major derog.  If so, it would help our group in tracking the affects of it as the late ages.

Anyway welcome to the HFA group.

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Sorry about the late reply.  My only blemish is a few 30+ and one 90+ late close to 5 years ago..

I don't know the ins and outs of how much that effects my score.  Probably less than if it was 3 months ago.

Everything else is pristine.  21+ years aged, 13 avg age, <1% utilization.

[marty56]

So we have very similar credit profiles.  LOL it would good to know how high an EQ score could go with a major derog.  LOL I would say 759.

[haulingthescoreup]

My EQ sim is now claiming a range of 731 - 761 in three months, 731 - 771 if I pay $18 of my whopping $19 total balance over six months, 741 - 781 if I cough up $1/ month for 12 months.

Of course, that's just the sim, but at least it's dangling 760+ at me!

The carrot-and-stick approach works very well on me when it comes to credit.