Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[marty56]

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@haulingthescoreup wrote:
My EQ sim is now claiming a range of 731 - 761 in three months, 731 - 771 if I pay $18 of my whopping $19 total balance over six months, 741 - 781 if I cough up $1/ month for 12 months.

Of course, that's just the sim, but at least it's dangling 760+ at me!

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I get similiar results from the sim but IMHO I dont think we can get our EQ score into 760 with a major derog regardless of what our util is.

I would like to here from anyone in this group who has had a major derog delay over time and  howtheir scores reacted as the major derog aged.  I realize that we would need 7 years of data and something that was GW'd wouldnt count.

[Anonymous]

Hello: I just paid my $15.95 for one fico score for a job interview, and , drum roll please................816 really

[Anonymous]

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@Anonymous wrote:
Hello: I just paid my $15.95 for one fico score for a job interview, and , drum roll please................816 really

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That's wonderful, lexuslou! 

Congratulations on being a FICO High Achiever and an 800-club member!

[Junejer]

Hey lexus, congrats on the great FICO score. Next time you have to pull, you might want to google myfico discount codes and get a few bucks off.

[Anonymous]

Hi,

as of 02/13/09 my scores are EQ: 804 EX 804 TU 775.  I have a clean cr  no baddies very low util. but for some reason, my TU scores are always the lowest - I don't understand it - they all have the same info reporting. at first I thought maybe because of the amex charge card. then I let the card report zero and checked my scores. even with the amex reporting zero and my util at 1%, my TU scores are still the lowest.

[Anonymous]

Hi Max09!

My EQ score is always my lowest. 

We're glad to see you posting your tremendous scores here!  You're a FICO High Achiever and an 800-club member!

Congratulations!

[Anonymous]

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@Anonymous wrote:

Hi Max09!

My EQ score is always my lowest. 

We're glad to see you posting your tremendous scores here!  You're a FICO High Achiever and an 800-club member!

Congratulations!

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thanks Psychic. it feels good to be a member of the 800-club. wow, your scores are amazing. I didn't think it was possible to reach 842. that is awsome.

[fused]

Update! My scores have moved up quite a bit since I last posted in this thread, so I thought I would share the changes.

This is what's on each of my reports.

EQ 816

- 13 total tradelines, 10 open, 3 closed, no lates, no derogs and squeaky clean

- Open accounts: 6 bank cards, 1 charge card (Amex Plat "open account), 1 store card, 1 unsecured LOC, 1  installment loan

- Balances on these three accounts only: 1 bank card 35K CL/$264 bal, 1 bank card 19.3K CL/ $8 bal, 1 installment 10K loan/$2,572 bal

- Credit history is 29 years and 4 months, average-age of accounts is 8 years

- no inqs

EX 811

- 12 total tradelines, 10 open, 2 closed, no lates, no derogs and squeaky clean

- Open accounts: 6 bank cards, 1 charge card (Amex Plat "open account), 1 store card, 1 unsecured LOC, 1  installment loan

- Balances on these three accounts only: 1 bank card 35K CL/$264 bal, 1 bank card 19.3K CL/ $8 bal, 1 installment 10K loan/$2,572 bal

- Credit history is 20 years and 11 months, average-age of accounts is 6 years

- no inqs

TU 800

- 13 total tradelines, 10 open, 3 closed, no lates, no derogs and squeaky clean

- Open accounts: 6 bank cards, 1 charge card (Amex Plat "open account), 1 store card, 1 unsecured LOC, 1  installment loan

- Balances on these three accounts only: 1 bank card 35K CL/$264 bal, 1 bank card 19.3K CL/ $8 bal, 1 installment 10K loan/$2,572 bal

- Credit history is 29 years and 4 months, average-age of accounts is 8 years

- no inqs

[Anonymous]

WOW, fused!

All 3 scores are in the 800's.  That's always great to see!

Congratulations!

[fused]

Thanks, Psychic! Hopefully, we have more FICO high achievers posting soon.