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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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haulingthescoreup
Moderator Emerita

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Gah! Just pulled TU: 759.

It's still saying that a March inq is affecting my score (maybe it is, maybe it isn't) --maybe I'll try again after that date, and then never, ever pull again. Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 261 of 2,020
Junejer
Moderator Emeritus

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


haulingthescoreup wrote:
Gah! Just pulled TU: 759.

It's still saying that a March inq is affecting my score (maybe it is, maybe it isn't) --maybe I'll try again after that date, and then never, ever pull again. Smiley Very Happy
No chance of that happening. Smiley Very Happy






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 262 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

equifax score from 3-4-09 763 but has a mistake on my last morgage payment 5 yrs. ago that is becoming impossible to fix! They claim it was a "past due" payment with a "0" bal. And when I review the entire report I can't find the acc. #"s they need to file a dispute. This may be a small matter but I would like equifax to come close to TU score of  8 1 6 from the day before.  AAAARRRRRGGGGGGGGGGGGGGG.
Message 263 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I had a score of 760 just about three months ago and now for no logical reason at all, my score is 744. I don't know why, nothing has changed in my finances. The way the FICO score is calculated is overly complicated nonsense. My FICO score is not something I will be concerned with in the future.
Message 264 of 2,020
marty56
Super Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@haulingthescoreup wrote:
Gah! Just pulled TU: 759.

LOL I cant wait till we both are at 799.  Gret job and your 760 is most deserved.  May it come this month.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 265 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Paid off a $4900 balance and paid other cards  down before statements cut to bring my total utilization to less than 1% and my score jumped to EQ 768 this month. As soon as my baddies fall off on EX and TU hopefully they'll be the same
Message 266 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Hi reots!

 

That's great news.  Congratulations on your EQ score! 

 

You're a FICO High Achiever now!

Message 267 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Time is the one constant for good credit. 

 

05/18/2005:  EQ 580, TU 563, EX 549

 

02/12/2009:  EQ 809, TU 792, EX 781

Message 268 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Hi txjohn--

 

I'm very impressed!  That is so wonderful to see!

 

Congratulations:  You're a FICO High Achiever and an 800-club member!

Message 269 of 2,020
Anonymous
Not applicable

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Thanks psychic,

 

I'm waiting for one last derog item (deletion of Midland Credit which they have agreed to) to drop from EQ this week and then I will have zero derogs to go with my scores.

Message 270 of 2,020
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