Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[Anonymous]

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@Anonymous wrote:

I got mine yesterday and today from loan companies I applied to for a HELOC.  I got all different scores which confuse me.

Beacon 807

Classic 820

Fair Isaac 828

I did't see FICO on there? What is Classic?  What is the difference of these?  Confusing!

That was todays from one bank.  Here's the ones from yesterday:

Hubby Equifax 807

Me Equifax 813

I guess they didn't pull the other bureaus. 

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Outstanding scores, dahoov2!  Congratulations on being a FICO High Achiever and 800 club member!

[Anonymous]

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@Anonymous wrote:

My TU is 764.  I got it that way by getting a collection off by PFD I disputed an account that was being reported past the 7yr limit and paid my CC bal to zero except one.  Now I have 4 or 5 accounts with balances.  Before that it was 727.

Still working on the EQ & EX. 

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Hi lessons_learned:

764 is a great TU score!  You're now a FICO High Achiever.  Congratulations!

[Anonymous]

Thanks; was wondering why they were all so complicated sounding.  Geez.  After you guys posted this, I did some more research and there are "old" and newer versions of each too.  They should all just call them the same.

One odd thing too is I thought Transunion was the tough one that usually scored lower than the others. 

Has anyone ever seen a score of 850?

[jackg]

Equifax 771

Transunion 671

I can't figure it out.

[Anonymous]

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@Anonymous wrote:

 One odd thing too is I thought Transunion was the tough one that usually scored lower than the others. 

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I don't know if TU scores lower because it is tougher, or not.  I know my TU is always lower than the others because where I live most of the creditor's pull TU to do inquiries and I currently have 3 inquiries on TU verus 1 on EQ.  I've heard of people in other regions saying EQ is always lower or EX is always lower.  

[lsutigers03]

As of 04/28/09 TU - 784/EQ - 769

[Anonymous]

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@lsutigers03 wrote:
As of 04/28/09 TU - 784/EQ - 769

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It's great to hear from you, Isutigers03!  What wonderful scores! 

Congratulations on being a FICO High Achiever!

[Anonymous]

Hmmmm.... six months after app'ing (so hit with 3 hard inqs plus new accts dings), my scores are back to where they were before I app'ed.  Not sure if I'll still see an score increase at my one year mark for the new accounts, but I'm glad to be back where I started

[Spend]

Hi, first post here.  I have been reading and learning for a few weeks.  Last night I pulled my free annual report from EX and was pleased there were no suprises.  Tonight I both joined MyFico Forums and paid MyFico for my TU (807) and EQ (809) credit scores. 

I'm over four decades old and this is the first time I have ever check my FICO scores.  I get the feeling it won't be the last, I think I'm hooked.  I'm still interested in learning more about how to protect and improve my credit and how to also protect my identity.

I'm in the market for a new CC where I can earn Elite privledges with Delta/NWA, but I will save those questions for another section of the forum.

[Anonymous]

Hi Spend!

Welcome to the Forums!  We're glad you decided to join us.

Those are fantastic TU and EQ scores:  Congratulations on being a FICO High Achiever and 800 club member!

We look forward to hearing from you!