Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[haulingthescoreup]

Whatever you do, don't pull another TU score!

Many congrats, I know the work involved.

[smallfry]

---

@Anonymous wrote:

Almost all my negatives have disappeared or dropped off.  The last derogatory will drop off next month. The fact that I have a well paying job now enabled me to pay off my debts and increase my good credit history.  I've increased my credits limits which has decreased my cc debt utilization to fewer than 5% and I varied my types of debt vehicles. 

I've never really understood how debt/FICO scoring worked until a couple years ago.  This is the kind of stuff that should be taught as a part of "life preparation course" for kids in high school/college.  If they were better educated when young they might not fall into the traps I had.

---

If they were better educated they might have a higher credit score but I doubt they would be in better financial shape concerning their debt load. Until people stop buying junk they do not need and cannot pay for we will continue on this path. 

[plasticguy]

Your Latest FICO® Scores
Offical FICO Score Seal
TransUnion
803
Date: 7/29/2009

Equifax
788
Date: 7/29/2009

[Anonymous]

---

@plasticguy wrote:
Your Latest FICO® Scores
Offical FICO Score Seal
TransUnion
803
Date: 7/29/2009

Equifax
788
Date: 7/29/2009

---

Good for you, plasticguy!

[haulingthescoreup]

Woo-hoo! WFNNB/ J.Crew removed my lates, including my only serious derog:

[DI]

---

@haulingthescoreup wrote:
Woo-hoo! WFNNB/ J.Crew removed my lates, including my only serious derog:

---

Congrats. You are catchinh up with my scores.

[Anonymous]

---

@haulingthescoreup wrote:
Woo-hoo! WFNNB/ J.Crew removed my lates, including my only serious derog:

---

WOW!!!  That's such a wonderful sight!  I know how long you've waited for this.

Congratulations!

[FocusOnFICO]

Congratulations Hauling!  Your hard work--and good will are really paying off!

[smallfry]

Congrats again Hauling. To refresh my memory what is your AAofA and oldest account if you don't mind sharing? TIA.

[nathan]

 Congrtas HTSU and welcome to the club.