Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[HarleyMan2014]

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@AllZero wrote:
Congratulations on your success!

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Thanks, forums like these aid in that continued success!

[Anonymous]

Moi

[Thomas_Thumb]

FWIW - "1.2% of all FICO® Scores in the U.S. currently stand at 850" (in 2018).  full article in link.

https://www.experian.com/blogs/ask-experian/perfect-scores-who-has-them-and-what-do-they-have-in-com...

[Anonymous]

This shouldn't be surprising.  Regardless of income, if you can live within your means then your score will reflect that.

Of course, it's harder to do so in some areas than in others.

[lyTENciL]

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@Anonymous wrote:

This shouldn't be surprising.  Regardless of income, if you can live within your means then your score will reflect that.

Of course, it's harder to do so in some areas than in others.

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Idk, that graph indicates that income is strongly correlated with achieving top FICO scores. Earning >100K must put you into the 10th percentile, maybe even 5th, (edit: it's actually 15th percentile nationwide) yet accounts for nearly one third of 850 scores. The bottom half of the income distribution don't even have representation for 20% of that pie. That would be the tiniest of fractions in that group getting to 850. Income is not a direct input in the model, but the connection is clear.

[squirre78923]

Had to see what the highest scores around are.  This was back in Oct after some consolidating but here's my best!  Hit 847

Experian

[SleeplessinMA]

@squirre78923 

Congratulations! You've earned that right to brag!! 

[DoctorLoomis]

I'm getting closer and closer.....

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[AllZero]

Congratulations on your success!

That scoring model goes to 900, no? But shows 850?

[DoctorLoomis]

Not sure.... all I'm seeing is 850... but you could be right.