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Over double the limit, how bad is it affecting my score?

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Thomas_Thumb
Senior Contributor

Re: Over double the limit, how bad is it affecting my score?

In addition to the credit impact, maintaining cards in max out condition puts those accounts at high risk of adverse action (credit limit decreases or even closure).

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 11 of 12
bondsandloan
Regular Contributor

Re: Over double the limit, how bad is it affecting my score?

Aren't you paying a 3% fees to balance transfer your remaining loan/reloving balance of approx $8K?
Message 12 of 12
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