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Okay, for whatever reason. My mom purchased a house and paid in full with my name on the title. Will this affect or show in my credit score / report in any way? Because I have pretty darn good score for a 22 year old and don't want that being messed up.
Oh yeah, there was no loans or anything like that, it was paid full in cash.
Doesn't matter one bit.
Hi m00nScape,
No, owning a house won't affect your FICO score. It's the mortgage (loan) on the house that would show up on your credit report and therefore affect your scores. But, since there was no loan, it won't show on your reports.