***PLEASE HELP***

[Anonymous]

I plan to try an apply for the green charge card next month but if I can't get anyone to pull a Ex score on me I'm screwed. The only thing on my CR is a collection account that was 1st reported on October of 2011. The rest of the information is all new accounts in good standings. I don't even know if I have a shot at Amex charge card giving my thin file an the collection account.

[Anonymous]

Update. I got my Discover IT fico score. Last month my score was 671. Tonight it says 689. Am I looking any better at getting approved for this charge card in January. I know they pull Experian an all but +/- a few points.

[Anonymous]

 Below you will see what my "Fico" is from discover this month. I have also purchased my useless scores from EQ website. I find it really odd I cant see my EX score from my fico. 

[Anonymous]

The top line is length of credit history for each bureau. The bottom line is Average length credit history each bureau.

	Equifax	TransUnion	Experian
Length of Credit History	0 Years, 4 Months	11 Years, 11 Months	0 Years, 5 Months
Average Account Age	0 Years, 4 Months	4 Years	0 Years, 4 Months

[NRB525]

What is the Hudson Valley Credit Union item from 2003? Who opened that?

Any idea why that only shows up on TU and not EQ or EX?

[Anonymous]

It was a local CU in NY. It was a closed account. Installment loan.