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PSECU FICO Score Differences?

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MrCredit
Established Contributor

PSECU FICO Score Differences?

I got a letter from BOA with a credit score disclosure of 740. Apped for a CLI last month. My PSECU FICO score is 700. They

both pulled from EX. Has anyone proven PSECUs FICO to be accurate? Thats quite a difference

Message 1 of 4
3 REPLIES 3
Guava
Established Contributor

Re: PSECU FICO Score Differences?

There are more than one FICO versions out there, so that's likely the cause IMO


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Message 2 of 4
LS2982
Mega Contributor

Re: PSECU FICO Score Differences?


@MrCredit wrote:

I got a letter from BOA with a credit score disclosure of 740. Apped for a CLI last month. My PSECU FICO score is 700. They

both pulled from EX. Has anyone proven PSECUs FICO to be accurate? Thats quite a difference


BOA probably had a Bankcard Enhanced FICO, whicj emphasizes more on your bankcard credit cards.




EQ FICO 548 3/3/16
Message 3 of 4
android01
Valued Contributor

Re: PSECU FICO Score Differences?


@MrCredit wrote:

I got a letter from BOA with a credit score disclosure of 740. Apped for a CLI last month. My PSECU FICO score is 700. They

both pulled from EX. Has anyone proven PSECUs FICO to be accurate? Thats quite a difference


Your credit score can change every day depending on how active you are with credit.  Unless BOA and PSECU pulled on the same day, I wouldn't be surprised if they were different..

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 4 of 4
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