Paid Collection - should I GW??

[Anonymous]

Experian from annualcreditreport (TU & EQ needed to verify my identity so nothing from them) found an old collection which was paid but is still listed under "Potentially Negative" Should I call CA for DV or deletion or send a GW or just leave it alone??

COLLECTRON OF ATLANTA IN
Address:  PO BOX 82269 CONYERS, GA 30013 (888) 995-4242 Account Number: xxxxx		Original Creditor: Apartment complex
Address Identification Number:   xxxxxxxxx
Status:  Paid,Closed.
Date Opened: 09/2007 Reported Since: 11/2007 Date of Status: 04/2008 Last Reported: 04/2008	Type: Collection Terms: 1 Months Monthly Payment: $0 Responsibility: Individual		Credit Limit/Original Amount: $90 High Balance: NA Recent Balance: NA Recent Payment: NA
Account History: Collection as of Nov 2007 to Mar 2008

[RobertEG]

First, I would determine the full credit reporting status of this paid collection account.  The dates you provide only relate to the CA account.

Credit reporting dop off is not based on anything reported by the CA.  It depends only upon the DOFD reported by the OC.

What is the DOFD on the original creditor account that led up to the CA?

You cant DV the CA, as the debt is now paid, and thus there is no debt to validate.

At this point, your only option would apparently be to ask the CA for a GW deletion.

If you leave it alone, knowing the DOFD on the OC account will at least let you know when the CA reporting will nauturally drop due to aging past 7 1/2 years.