@revjamesl wrote:Not sure I'm familiar with the NextGen Score and I pay for MyFico. They give me a score of 806 with my negative factors being too many recent inquiries and too few retail accounts with recent payment history. Can anyone enlighten me on this score and its usefulness? Thanks.
It's a score from circa 2001/2003 depending on the version they use, and to my knowledge we haven't had reports of it's being used elsewhere.
It isn't really representative of anything other than your credit strength with Penfed as a result.
