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Browse credit cards from a variety of issuers to see if there's a better card for you.
My goal is to remain debt-free (only owe $2 on one card now) and let some inqueries to fall off so I can start getting some better cards.... tired of being denied cards for my short credit history and too many inqueries.
Using your credit cards is actually good because it shows utilization and it may make it easier to get a CLI, just have to be sure you don't charge more than what you can PIF when your next bill comes in ![]()