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Please answer my question. URGENT

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Anonymous
Not applicable

Please answer my question. URGENT

current score 563

 

 

Just paid off two CC's leaving about $70.00

 

Fico simulator said my score will range b/t 620-660.

 

I left the two CC's open and not seeking new credit.  I know the simulator is one dimensional however based on not doing anything else except paying down exactly what I put in the simulator and no new accounts,  COULD I EXPECT THE FICO SCORE TO MATCH THE SIMULATION?

 

LOOKING FOR NEW AUTO LOAN AROUND JUNE.

Message 1 of 4
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Anonymous
Not applicable

Re: Please answer my question. URGENT

The simulator has always been close for me.

Message 2 of 4
AndySoCal
Senior Contributor

Re: Please answer my question. URGENT

Usually FICO simulator is usually on target with the score range it gives you. I have seen the updated score fall any whree in the range. Hope for the score to be at the high end but be ready if it is at the low end of the range.

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
Message 3 of 4
Anonymous
Not applicable

Re: Please answer my question. URGENT

OP,

 

Keep us posted on where your score lands.  We're wishing you the best!

Message 4 of 4
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