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current score 563
Just paid off two CC's leaving about $70.00
Fico simulator said my score will range b/t 620-660.
I left the two CC's open and not seeking new credit. I know the simulator is one dimensional however based on not doing anything else except paying down exactly what I put in the simulator and no new accounts, COULD I EXPECT THE FICO SCORE TO MATCH THE SIMULATION?
LOOKING FOR NEW AUTO LOAN AROUND JUNE.
The simulator has always been close for me.
Usually FICO simulator is usually on target with the score range it gives you. I have seen the updated score fall any whree in the range. Hope for the score to be at the high end but be ready if it is at the low end of the range.
OP,
Keep us posted on where your score lands. We're wishing you the best!