Point Drop Datapoint for 62% UTI

[Antredd]

It's at 29.2% UTI or 10,200. I have a 35k limit.

[BrutalBodyShots]

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@Jnbmom wrote:

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I agree this needs to be closed beating a dead horse by 2 cowboys.

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I guess you've only read the first 2 pages of the thread? The next 6+ over the last 2 weeks have been productive conversations on the subject of utilization / FICO scoring.

[Antredd]

Being the OP, I was just trying to share a datapoint.

[BrutalBodyShots]

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@Antredd wrote:

Being the OP, I was just trying to share a datapoint.

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And that's appreciated. It's always good to see a data point on elevated individual card utilization while aggregate utilization doesn't cross a threshold point. 

[Antredd]

Today my Experian updated, and I reclaimed 18 points after paying down my card.Screenshot_20260827-085010.png

[BrutalBodyShots]

Nice! Thank you for the update!