Post app spree negative effects to EQ

[lhcole77]

Is there a special for pulling EQ each week or are you paying full price each time?

[racer-x]

$13.95 a pop...don't believe that's a special.  It may be considered a special if you have the Scorewatch service, of which I do have.

[lhcole77]

Can't you get that free from DCU?

[racer-x]

Yes, and i do but it's just a score. There is no detailed account info given. It's just like the walmart TU score.

[lhcole77]

Gotcha.

[vpae]

Wouldn't it be cheaper to sign up directly with equifax for $14-19 a month and the pull your fico score from myfico when you want a score? You can refresh daily with EQ directly if you just want to see what's on it

[racer-x]

You can only get your EQ score from myFico or from a lender pull or from the free once a year venue.
Not sure i follow uou?
When you subscribe to myficos monthly service, you get one extra pull.
Not sure if thats what youre talking about.

[racer-x]

Scorewatch continually updates my score when there is a change.
But i dont see my entire credit file umless i pay for it.

[racer-x]

EQ directly is probably a fako. Just like experian.experiandirect is a fako.

[vpae]

Right, it is a FAKO but you were mentioning that you were paying to pull your report to keep an eye on it.

My suggestion was paying equifax directly to get the credit report and then pay myfico if you actually want a score.

But since you have scorewatch, you don't need to pay to get a score, you'll get it when it changes anyway.

And I'm not sure which scoring system it uses, but you can get a FICO score from equifax as well

Here's the screenshot when I do my daily update.