I just recently purchased a 2007 auto. I have 67 payments left. I have gap insurance through the life of the loan. Including all the bells and whistles the loan is 9.79% $474 per month. While I might be able to beat this rate by investing the approximately $25K left on the car loan I am thinking about prepaying this loan. I could easily rid myself of this paper by the end of 2008. Would I benefit by paying this car loan off early or should I just keep making the payments? Pay the 24+K left or pay off the loan to the tune of nearly $32K over the life of the loan? TIA.