Pulling FICO scores from myFICO

Anonymous · ‎04-01-2009

does your FICO decrease when you pull to check your score at myFICO.com?

haulingthescoreup · ‎04-01-2009

justunum wrote:

does your FICO decrease when you pull to check your score at myFICO.com?

No. Checking your own reports, whether from myFICO or the credit bureaus or any other credit monitoring service, results in a soft inquiry, and softs don't affect your scores.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎04-02-2009

Just your bank account score (balance)

haulingthescoreup · ‎04-02-2009

txjohn wrote:

Just your bank account score (balance)

True dat.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007