@Anonymous wrote:
Lets say they approve my request whether by HP or SP. If I apply for personal loan a week later, will that have any impact at all?
Why don't you do this....call and speak with a rep. Check to see if there are any offers for a SP cli or rate reduction. During the conversation, let the rep know what your plans are and that you are interested in increasing your credit line and may be interested also in a personal loan. This way you can probably make a better educated decision...
What I can say about this is....if your request for an incease is a HP, they will use the same HP for the personal loan applicaton...
