@Anonymous wrote:Does pulling your own credit reports from 3 bureus affects your credit score and leave anything negative?
If it did then many myFICO members would be hurting. Truth is, pulling your own doesn't affect a thing. Some members used to pull daily. Always good to be informed of what's on "YOUR" CR. Good luck!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Anonymous wrote:I just called BofA and he said he will be doing an HP.... i dont think the guy even cares to look at my payment history or profile. .just bluntly said.. yeah it is HP. I'm not sure if I should still try ...thinking about it
I had the same feeling because I did not want to waste a HP (but I had so many more than what you have) then after thinking about the the fact that I have a good credit profile with decent scores and good payment history...why not and it has paid dividends. I say go at your own pace and make the decision that you would be comfortable with...again....GOOD LUCK.....