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Puzzling

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bobtail
Regular Contributor

Puzzling

Given that all 3 CB use a different scoring formula, is it still possible that exactly same info reports, yet scores differ by 40 points?

Message 1 of 4
3 REPLIES 3
laz98
Senior Contributor

Re: Puzzling

sure is.

Message 2 of 4
crivas21
Contributor

Re: Puzzling

I am a perfect example of that because my credit reports are exactly the same on all 3 credit agencies but my equifax fico is 777 and my expirian fico is 733 and thats a 34 point difference.

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Starting Score: 07/30/2007--EQ 575/ TU 560
Current Score: 01/18/2011--EQ 777/TU 765/EXP 763-(pull by CU)
Goal Score for 06/31/2011--EQ 800/TU 800/EXP 800


Message 3 of 4
marty56
Super Contributor

Re: Puzzling

My TU and EQ scores used to differ by over 30 points until I went from 3 accounts with lates to 1 account with lates.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 4 of 4
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