Question about how average age of accounts works.

[jaybird201]

How exactly does it work?

Example: On my 18th birthday, January 1st, 2008 I apply for 2 cards with a $1,000.00 CL on each and receive both the same day. I start using them immediately. 1 year later, on January 1st, 2009, I cancel one card. 1 year after that, on January 1st, 2010, what will my average age of accounts be?

1.) Do they both age the same regardless of whether they're open, where AAoA = 2?

2.) Do they both age only as long as they're open, where AAoA = 1.5?

3.) Do they only count cards that are open in calculating it, where AAoA = 2? *Because there's only one card counted, and it is 2 year old

Thanks for all help!

[fused]

Rather open or closed, all accounts including derogatory accounts (except collections and public records) are factored in average-age.

Answers:

1.) Yes, see above

2.) No

3.) No