Question about not having a score on Experian

[Anonymous]

I don't have a score on Experian yet, won't know if I have one on Transunion until sometime around Christmas. I know it takes some time for accounts to cause a score. I have the same accounts reporting on all three CRAs but only have a score on Equifax as on right now. Baddies are basically the same except for Experian. It has 2 that total a bit over 10 grand. Does the available credit have to be over the amount of the debts to get a score? I haven't been able to find out one way or the other.

[tufa4311]

http://www.experian.com/blogs/ask-experian/2012/08/01/qualifying-for-new-credit-when-you-have-no-cre...

"Traditional credit scores require that you have a credit account, such as a loan or credit card with a minimum of three to six months of payment history." - Experian website

So, how much payment history do you have?

[Anonymous]

4 months on EX, with another 10 year old account on TU, and two ten year old accounts on EQ.

[tufa4311]

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@Anonymous wrote:
4 months on EX, with another 10 year old account on TU, and two ten year old accounts on EQ.

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Ok, they say 3-6 months so give it some time.