Question about the difference FICO scores

[Anonymous]

I am new to the site and learning. Can someone please tell me how I would know what my FICO 4 score is. I know the information on this site is FICO 8. What is the difference?

[Anonymous]

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@Anonymous wrote:

I am new to the site and learning. Can someone please tell me how I would know what my FICO 4 score is. I know the information on this site is FICO 8. What is the difference?

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Welcome to the forums and here is a thread that explains it very well.  In short the 4 and 8 means the year 2004 vs. 2008.  Mortgage companies tend to use the FICO 4 and credit card companies use the FICO 8 version but there are exceptions to those 'rules'. The only way to get your FICO 4 score is via what's known as Equifax Score Power and it costs $19.95.  Hope this helps

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-versions-and-variations/td-p/1197617

[Anonymous]

Thank you I will go check the information out. The information you gave was very helpful.

[Anonymous]

You can get your fico mortage score from EQUIFAX.COM for 14.95 a month and get updates and the updates are faster than the one here. make sure you choose the right one because they do sell a fako score also I hope this helps      

[Anonymous]

I got my score and it's so much lower than the one I got here. This is so confusing.