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Question on credit scoring on my reports

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mgood
Valued Contributor

Re: Question on credit scoring on my reports

And you probably know this but, unless you're applying for something important this month, it really doesn't matter. Just let it ride and things will straighten themselves out on the next reporting cycle. I doubt you're going to get any AA because some lender did a SP and saw that you had a high balance on one card one month.



EQ8 809, TU8 790, EX8 797 as of May 29
AZE4 - 2% Utl - New Accts: 3/6, 3/12, 7/24
Message 11 of 12
Zoostation1
Valued Contributor

Re: Question on credit scoring on my reports

@MikeyMagic  I'm going to agre with @mgood  and wouldn't worry too much about it. One month of high utilization isn't going to matter if you're on time with your payment and it's paid off quickly.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
May 2024 FICO 8:
May 2024 FICO 9:
Message 12 of 12
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