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Timothy wrote:While some other posters have said they did not see a jump after a year of perfect payments-I did see a significant change-These will have less of an impact as time goes by-
That's because you were already approaching perfection, and you had used up all your points! Slackers like me have lots of potential still out there.
@MidnightVoice wrote:
@Anonymous wrote:While some other posters have said they did not see a jump after a year of perfect payments-I did see a significant change-These will have less of an impact as time goes by-4 years of perfect payments sent my score soaring from 640 to 670Then I started getting serious.