@willmsbrg wrote:Good evening all,
I hope everyone has had a wonderful Christmas and looking forward to a new year!!!
I was wondering how inquiries are looked at and I will use experian for this question..
I understand they show for 2 years and score for 1 year ( believe if I read correctly).
My question, are they based on month alone or are they day based? I have 5 from Jan 2023, several with the same date and one or so with different dates. Will they cease to score come Jan 01 2024 or will they drop on the date they were received?
Thanks again!!
It has been my experience that INQs become unscoreable one year to the date of the inquiry.
Starting Score: 469Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
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