Everything changes. Your credit report might be 1 day older and something that was helping short term lost the effects. Maybe a date changed for date of last activity because a lender reviewed your profile. Maybe you lost the point because you let too much time go by with out using an account. There are many things that can effect 1 point. Usually from what I learned is that if you have something old fall off that was helping or mostly because your UTL changed. All it takes is $1 to change your score if that $1 is at a point where your score was about to change. If you had a balance showing of $100 and it reported the next month as $99 that could drop you 1 point because your balance is now lower than the sweet spot for scoring. Could be that you just reached a point where they score you differently with another group of people that you just fell in to because your profile got older. Hard to say.
Message Edited by ilovepizza on 05-10-200812:54 PM
