If you can get a charge off taken off your reports typically how many points can your score go up? I know its a case by case scenario but just an idea of how much. I have one that is not reporting correctly from1st premier its from 2010. Thanks
@Booboo71 wrote:If you can get a charge off taken off your reports typically how many points can your score go up? I know its a case by case scenario but just an idea of how much. I have one that is not reporting correctly from1st premier its from 2010. Thanks
Mine went down 8 points. (AAoA)
Hey Nixon! I appreciate your input on the site! So you actually lost points? Ugghh I hate explaining the 1st premier when I have applied for CC's.
@Booboo71 wrote:Hey Nixon! I appreciate your input on the site! So you actually lost points? Ugghh I hate explaining the 1st premier when I have applied for CC's.
You betcha! I lost two of my oldest accounts on TU, and thus my AAoA went down accordingly, which despite being negatives, lowered my score. How's that for a kick in the face? 
But now I don't have to explain those C/O's to Barclay's reconsideration people anymore!
Thanks for the input! And yes that account always comes up. I have them reporting different things on all 3 reports so Im thinking of faxing a letter to them since the dates are all over the place.
Dispute with 1st premier or credit bureaus?
Ok, but how do they know from one credit bureau to the other Transunion Vs Experiam and such.
I can see it with my fico with all 3 bureaus side by side. But how does one know from the other?