@Booboo71 wrote:
Got it! Thank you! I think your right i put this in the wrong forum! But I appreciate you giving me advice. You give great advice in here.
OP, I've moved this to our Understanding FICO Scoring forum for input on the impact to scores. It really depends on your overall profile. The very last CO on my TU reports aged off and my scores boosted 60 points. My CO that aged off before that only boosted me 20 points. Neither were my oldest accounts on file.
As for how to remove a CO from the reports, disputing may or may not help. If you have incorrect info on your CRs, then you should dispute. However, that will only correct information. To remove, this depends on several factors, depending on if the CO is paid/unpaid, if it's within SOL, or even what state you're in. I would highly advise searching and posting in the Rebuilding forum for more answers.
Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
