AmEx 1,002 1,000 100% $502
AmEx 947 1,000 95% $447
AmEx 12,192 12,100 101% $2964
AmEx 5,801 6,000 97% $2801
AmEx 992 1,000 99% $492
Barclays 406 500 81% $156
Cap 1 556 500 111% $306
Cap 1 717 750 96% $342
Hooters 1,124 1,200 94% $524
Target 4,980 5,000 100% $2480
HSBC 78 300 26% $78
WaMu 1,186 1,200 99% $586
Home Depot 1,150 1,500 77% $400
Totals 31,131 32,050 97% $12,078
if you were to pay these amounts on all your cards you would bring every card but the 12100 amex line to 50% util and even the 12100 line would be at just under 76%.
you have to get all of those ballances out of the over drawn limits.
There was just a video on www.comcast.net website on a guy (Wesley Wannamaker) in not as bad shape as you but simillar. The ccc took away his credit limits putting him in over the limit every month causing fee's to snowball to the point the interest, over limit fee's were driving him broke. let me see if I can find that clip for you...
go to videos then under search type "congress takes on credit card debt".
