@FancyPants1 wrote:You mentioned a short term loan w a credit union would help recover points. Was that your experience after paying off a loan, or you took out a loan and noticed the point increase.
I didn't have any open loan.
I took out an SSL, and when I'd paid it down to 9% of the loan amount, my FICO 8's increased around 30 points. And when I paid it off, I lost the 30 points. I've done this a couple of times, and the results were the same each time.
