Removing AU Status

[Anonymous]

I've recently been through a breakup and removed myself as an ACM on an American Express Everyday and removed myself as an AU on a Citi card. What effect will this have on my credit score? 

The accounts have extremely high utilization (way over 50%+) and are relatively new credit lines. 

[Anonymous]

You'll actually likely improve your FICO if the UTI is whacked. Being recent accounts they are probably also negatively affecting your AAoA as well. I don't see any negatives at all in dumping these.

[Anonymous]

Great! Do you know how fast the card issuers remove this information from your credit report? 

[Anonymous]

Not a clue...

[Calistal]

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@Anonymous wrote:

Great! Do you know how fast the card issuers remove this information from your credit report? 

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If I remember my letter that I got when I had an AU removed, then it was 30 - 45 days (but it could have been 45 - 60 days).  TU Updated quickly - Equifax and Experian slower.