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Removing authorize user and it’s impact on credit socre

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Anonymous
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Removing authorize user and it’s impact on credit socre

Hi, I have an AU on my account. My AU has 5-6 negative marks on their account and a self lender loan but my accounts is the only thing that’s boosting his score up to 100 points. If I remove the AU from my account will his score drop 100 points or will he keep the score?
4 REPLIES 4
Anonymous
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Re: Removing authorize user and it’s impact on credit socre

The AU is going to take a hit for sure! 

Message 2 of 5
Anonymous
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Re: Removing authorize user and it’s impact on credit socre

@BrandonLane
So all of my history will disappear from their account once I remove them and their score?
Message 3 of 5
Anonymous
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Re: Removing authorize user and it’s impact on credit socre

Possibly. He might have to request to have it removed. But he will no longer get any help from your profile

Message 4 of 5
Anonymous
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Re: Removing authorize user and it’s impact on credit socre


@Anonymous wrote:
Hi, I have an AU on my account. My AU has 5-6 negative marks on their account and a self lender loan but my accounts is the only thing that’s boosting his score up to 100 points. If I remove the AU from my account will his score drop 100 points or will he keep the score?

Are you saying that your credit card (on which this person is an AU) has 5-6 negative marks on it?  If so, when was the last late payment?  Is he the person who is making payments on this card?

 

I suspect that when you say "account" you mean "report."  I.e. you mean that you have zero derogs on your report (and on that card) but he has 5-6 derogs on his report (which are unrelated to any of your accounts).


An account is a particular record on a report -- most often a loan or credit card.  Can you clarify?

Message 5 of 5
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