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Bored this morning after last night's festivities. Decided on a hunch to check wallet hub (specifically) the payment history section and noticed my history finally improved to 100%. Knowing this could be a good sign checked in on CK for a fresh update and went straight to their payment history and it was 100% as well.😀 Then needed to head over to the real source and pulled a fresh (3) CB report through experian credit works and my hunches where indeed confirmed TU report is now dirt free!! Got a nice modest boost as well 42 points! Would have been higher if not for a couple recent PL's reporting but this score will be even higher once some older cc balances update. Still not too shabby and to finally be free of negs is such a great feeling. It has been a very long journey to this point but mission accomplished and what a joy it is to share with a community that has played such an integral part in my sucess. Thanks fico family!! 😉
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@AllZero Thanks so much!!
YAY! congratulations. I remember that feeling of being free of negative derogs.
Yesssss @credit_endurance ! That is such a good feeling!! I still remember when I pulled my first neg-free report.
Congrats on your success and tenacity. Enjoy the perks that come with higher scores ![]()
Congrats!! An awesome feeling indeed!
So happy for you! Nice accomplishment.
Garden + low cranberry will have those > 800 in no time.













Awesome work @credit_endurance ! Congrats!
Good for you! It must feel great! Are you going to change your name now?
curedcreit
healedcredit
intactcredit
I'll work on it and get back to you....
@Anonymous wrote:YAY! congratulations. I remember that feeling of being free of negative derogs.
Thanks @Anonymous!! Smiles for miles! 😁