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Reports are FINALLY clean as a whistle!! 😁

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credit_endurance
Valued Contributor

Reports are FINALLY clean as a whistle!! 😁

Bored this morning after last night's festivities. Decided on a hunch to check wallet hub (specifically) the payment history section and noticed my history finally improved to 100%. Knowing this could be a good sign checked in on CK for a fresh update and went straight to their payment history and it was 100% as well.😀 Then needed to head over to the real source and pulled a fresh (3) CB report through experian credit works and my hunches where indeed confirmed TU report is now dirt free!! Got a nice modest boost as well 42 points! Would have been higher if not for a couple recent PL's reporting but this score will be even higher once some older cc balances update. Still not too shabby and to finally be free of negs is such a great feeling. It has been a very long journey to this point but mission accomplished and what a joy it is to share with a community that has played such an integral part in my sucess. Thanks fico family!! 😉

 

 

 

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Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 1 of 26
25 REPLIES 25
AllZero
Mega Contributor

Re: Reports are FINALLY clean as a whistle!! 😁

Congratulations on your success!
Message 2 of 26
credit_endurance
Valued Contributor

Re: Reports are FINALLY clean as a whistle!! 😁

@AllZero Thanks so much!!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3 of 26
Anonymous
Not applicable

Re: Reports are FINALLY clean as a whistle!! 😁

YAY! congratulations. I remember that feeling of being free of negative derogs.

Message 4 of 26
lhcole77
Valued Contributor

Re: Reports are FINALLY clean as a whistle!! 😁

Yesssss @credit_endurance ! That is such a good feeling!! I still remember when I pulled my first neg-free report. 

 

Congrats on your success and tenacity. Enjoy the perks that come with higher scores Smiley Very Happy

Message 5 of 26
RadioRob
Established Contributor

Re: Reports are FINALLY clean as a whistle!! 😁

Congrats!!  An awesome feeling indeed!

Message 6 of 26
kilroy8
Super Contributor

Re: Reports are FINALLY clean as a whistle!! 😁

So happy for you! Nice accomplishment.

 

Garden + low cranberry will have those > 800 in no time.

Message 7 of 26
Anonymous
Not applicable

Re: Reports are FINALLY clean as a whistle!! 😁

Awesome work @credit_endurance !  Congrats!

Message 8 of 26
Hex
Valued Contributor

Re: Reports are FINALLY clean as a whistle!! 😁

@credit_endurance 

Good for you! It must feel great! Are you going to change your name now? 
curedcreit

healedcredit

intactcredit

I'll work on it and get back to you....

Message 9 of 26
credit_endurance
Valued Contributor

Re: Reports are FINALLY clean as a whistle!! 😁


@Anonymous wrote:

YAY! congratulations. I remember that feeling of being free of negative derogs.


Thanks @Anonymous!! Smiles for miles! 😁

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 10 of 26
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