Thankfully, you will get all the points back when one account reports. I accidently allowed all accounts to report $0 a few months ago and really got spanked by FICO, but each and every point came back as soon as one the accounts reported a $5 or so balance. 
@EW800 wrote:Thankfully, you will get all the points back when one account reports. I accidently allowed all accounts to report $0 a few months ago and really got spanked by FICO, but each and every point came back as soon as one the accounts reported a $5 or so balance.
I sure hope to get those points back but I am betting it takes me 3 months to get the 23 pts i lost from TU and 16pts I lost from EQ. Its insane how you can lose the many point in a month but it takes a few months to get it all back.
