SCORE DROPS 17Pts

rchvmz · ‎02-10-2022

On 1/15/22 my EQ score dropped 17 pts---3 days later went back up 17 pts. 8 days later it drops exactly 17 pts again---3 days later, back up 17---2/2/22 -17 pts again, 3 days later +17 pts.......today, -17 pts!!!!!???? My BK 13 was DC 12/15/21........Some Amex cards have been updating that were in the BK, but only EQ is having any kind of score issues. EX and TU are staying steady. Is this typical behavior for EQ when cards that were in the BK update?......weird as its exactly 17 pts and its only Amex cards that are updating. I had Cap 1--Barclay--NFCU--Citi--and a host of others that are not doing any updating. Current scores..EQ 686 (from 703)----TU 672----EX 680................EQ goes back up to 703. Anyone else ever been thru this type of up/down.

thornback · ‎02-10-2022

If this is based on the score offered by myFICO then it may be a "glitch" of sorts. There were a few other reported instances of the same issue last week... only affecting EQ with repeated score drops/increases of the same number of points. As far as I know, it is unknown whether the issue stems from myFICO or EQ... but those threads may have been updated since I last read.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

rchvmz · ‎02-10-2022

@thornback wrote:
If this is based on the score offered by myFICO then it may be a "glitch" of sorts. There were a few other reported instances of the same issue last week... only affecting EQ with repeated score drops/increases of the same number of points. As far as I know, it is unknown whether the issue stems from myFICO or EQ... but those threads may have been updated since I last read.

Yes, it's the MyFico site. I have a stand alone Experian site along with Credit Karma---nothing going on there. Maybe is a glitch. Thanks

rchvmz · ‎02-11-2022

@rchvmz wrote:
@thornback wrote:
If this is based on the score offered by myFICO then it may be a "glitch" of sorts. There were a few other reported instances of the same issue last week... only affecting EQ with repeated score drops/increases of the same number of points. As far as I know, it is unknown whether the issue stems from myFICO or EQ... but those threads may have been updated since I last read.
Yes, it's the MyFico site. I have a stand alone Experian site along with Credit Karma---nothing going on there. Maybe is a glitch. Thanks

Weird how the score jumped back up in a day----