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SW Alert - 29 point decrease

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Junejer
Moderator Emeritus

Re: SW Alert - 29 point decrease


kjkhkhi wrote:

It was a 60 day late, I guess that must be the reason then.

 

Kind of frustrating.


kjk..., if you have been rebucketed, to a better bucket, that will help you in the long run. Your scores will be able to go higher in this new bucket than they would've in the old bucket. Stay clean and keep util low, you will recover and then some in a few months.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
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Message 11 of 15
Anonymous
Not applicable

Re: SW Alert - 29 point decrease

It could simply be that there is a high probability that 60 day accounts repeat every two years (until proven otherwise Smiley Happy
Message 12 of 15
Junejer
Moderator Emeritus

Re: SW Alert - 29 point decrease

Hey leggo, what do mean by repeat? Do you mean that the 60 day late is refreshed every two years in order to bring the pain forward? That only happens during a dispute.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 13 of 15
Anonymous
Not applicable

Re: SW Alert - 29 point decrease

Sry, what I meant by repeat is more like "recitivism".   The consumer is more like to repeat the default.
Message 14 of 15
Junejer
Moderator Emeritus

Re: SW Alert - 29 point decrease

OP mentioned that his 60 day p.d. is two years old.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 15 of 15
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