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Sallie Mae Score

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Established Member

Sallie Mae Score

Is the score I get with Sallie Mae a real fico score? It says I have a 731 but that seems too high. I started my credit journey a year ago this month. I currently have 6 cards highest limit being 6k and lowest being 2k. Only balance is ~2% on one card reporting. AAoA is 6 months. Also, I have 2 student loans
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Senior Contributor

Re: Sallie Mae Score

Its your real Transunion FICO 08 score Smiley Happy

Ink Cash Signature $8.5k ~ Discover it $15k
Blue Cash Everyday $15k ~ Diamond Preferred $15k ~ Slate $17.5k ~ Sallie Mae WMC $24.5k
EQ 712 EX 716 TU 721




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Senior Contributor

Re: Sallie Mae Score


@VanillaThunder wrote:
Is the score I get with Sallie Mae a real fico score? It says I have a 731 but that seems too high. I started my credit journey a year ago this month. I currently have 6 cards highest limit being 6k and lowest being 2k. Only balance is ~2% on one card reporting. AAoA is 6 months. Also, I have 2 student loans

Yes, its a real FICO.

 

After having a secured card for a year, I applied for my first unsecured. I didn't know how to optimize my FICO score beforehand.

 

 

I got the card with a 732 FICO score. So yes that score is possible. Of course, my score plummeted quickly when I applied for additional cards...





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
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