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What credit score increase do you guys think I will get.? My current total utilization is 41%. I added 13900 dollars to my profile with 3 new cards. I had a 2 point decrease on Equifax for my discover inquiry. So with that added balance it would take my utilization down to 33%. Take a guess. I will let you know when all My accounts post and update you my scores. Right now they are 698 was 700 before discover inquiry hit Equifax 700 Transunion and experian 680.