Re: Score Jump?? / Paid Down Utility

msheresy · ‎04-07-2009

I know its just a guess but I have just paid my utility from about 27% to 10%. What kind of score jump could I expect?

Anonymous · ‎04-07-2009

I'd say 10-15 points. If you got it to below 10%, you might see a couple more.

Anonymous · ‎04-07-2009

Overall Utility or Individual Card?

msheresy · ‎04-13-2009

Overall utility.

MizzB · ‎04-13-2009

tiffj...

I see that your EQ score jumped approx 80 points in two months. May I ask how?

*********************************************************************************
Current Score (04/20/20): EQ:673; TU: 691; EX: 688 (FICO)
Starting Score (01/20/17): EQ:511 (FICO); TU: 521 (FAKO)
CapOne QS MC: $10k | Chase Sapphire Preferred: $14.5K | OpenSky Visa: $500 | Green Dot MC $300 | Green Dot MC2: $300 | AMEX Gold CC: NPSL | AMEX Platinum CC: NPSL | Amex Gold Delta Skymiles: $3k | DiscoverIT Chrome: $5.6K

Anonymous · ‎04-13-2009

@MizzB wrote:
tiffj...

I see that your EQ score jumped approx 80 points in two months. May I ask how?

I begin paying down each individual card.. I believe they " the FICO peeps" call it the snow ball effect. So far I got 3 down 60%... My overall utility was 101% and its now around 55%. I will have a TU Quarterly and a Score Watch hopefully by the end of the week. I hope it reflects as well as it does in my FAKO #'s... I know they are useless, but at least I can see them move.

Score Jump?? / Paid Down Utility

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Score Jump?? / Paid Down Utility