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Score Tracker on CCT

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Anonymous
Not applicable
‎03-07-2017 02:06 PM
‎03-07-2017 02:06 PM

Score Tracker on CCT

I noticed today when checking CCT that there is a Score Tracker, and explains that even if I don't log in daily, it tracks my score. It went from 799 to 809 on 3/5 and today it went to 812 (I paid down a lot of debt the past week). Anyway, I find it curious that  my goal for March is to finish at 800, where today it is at 812. 

 

Any reasonable explanations for this? I actually found it sort of humorous myself.

 

CreditCheckTotal - Score.jpg

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Anonymous
Not applicable
‎03-07-2017 02:55 PM
‎03-07-2017 02:55 PM

Re: Score Tracker on CCT

Well, since it's CCT you are getting genuine FICO 08 scores which is solid.

 

If your scores went up some 12-13 points, something definitely changed.  You suggested a utilization change.  How much are we talking here?  What are your total credit limits?  What was your overall utilization before your recent payoff and what is it now?  Any changes in installment loan utilization?  Any negative items age past a threshold or fall off?  Any AAoA or AoYA changes?

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