@itzateach wrote:capital one raised my credit limit to 750 on 2 cards from 500? Sheesh...thought it would give me a boost. There was no hard inquiry at all....and i reported with a 0 balance on both....the only difference between last months report and this one is this credit limit raise and the fact I left 10 bucks on one of them...ugh!
If your util was lowered you might have missed your sweet spot. The suggestion is to have a 1-9% for max FICO scoring. Only, you'll have to figure out if your max is at 9% or 2%.
