Score impact using NFCU LOC

[NYFan63]

What is the credit score impact for using the NFCU LOC?  Has anyone used and saw a score decrease?  I thought I read on one of the threads that you may experience a score decrease for utilizing your NFCU LOC? 

Thanks in advance

[CH-7-Mission-Accomplished]

They are scored like a credit card since they are revolving.

When credit limits get above a certain number, maybe 50k, FICO assumes they are HELOC's and scores them like an installment mortgage loan.

[NYFan63]

---

@CH-7-Mission-Accomplished wrote:

They are scored like a credit card since they are revolving.

When credit limits get above a certain number, maybe 50k, FICO assumes they are HELOC's and scores them like an installment mortgage loan.

---

thanks CH-7