Re: Score shot up to 800+ across the board

pokerpro · ‎10-06-2014

My BK dropped off all three reports and I have finally confirmed scores after TU discover updated

all three were hovering around 750 last month

TU - 826

EQ - 829

EX - 830

I used to have a wish list of credit cards, and now I am thinking I should slow down a bit and only pick as I may actually see

that instant approval, which mind you I have yet to experience

One thing that helped is that I have been app free since summer 2012

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None

onepointatatime · ‎10-06-2014

@pokerpro wrote:
My BK dropped off all three reports and I have finally confirmed scores after TU discover updated

all three were hovering around 750 last month

TU - 826
EQ - 829
EX - 830

I used to have a wish list of credit cards, and now I am thinking I should slow down a bit and only pick as I may actually see
that instant approval, which mind you I have yet to experience

One thing that helped is that I have been app free since summer 2012

Congratulations! 800 is a distant mirage for me right now, but it's nice to hear about others reaching that milestone

Sep 2013: mid 500s | Sep 2014: myfico: EX 539 | EQ 594 | TU 694 || My Rebuilding Journey
myfico, 12/3/2015: EX 666 | EQ 677 | TU 689 | AAoA : 3y | INQs (12/24) EX 11/13 | EQ 5/9 | TU 4/7
Cards: Chase Sapphire Pref. $6K | BoA Travel Rewards $1.6K | Cap1 QS Rewards $7.5K | Priceline $0.5K | Credit Union $2K | Total (5) Revolving CLs: $17.6K
Goal Score 2015: FICO08 800+

Kenny · ‎10-06-2014

@pokerpro wrote:
My BK dropped off all three reports and I have finally confirmed scores after TU discover updated

all three were hovering around 750 last month

TU - 826
EQ - 829
EX - 830

I used to have a wish list of credit cards, and now I am thinking I should slow down a bit and only pick as I may actually see
that instant approval, which mind you I have yet to experience

One thing that helped is that I have been app free since summer 2012

Fantastic job!

Take the myFICO Fitness Challenge

Anonymous · ‎10-06-2014

wow awesome job...i never wish my score is that hight. ill be happy with 750

SusieQ · ‎10-06-2014

AWE INSPIRING!!!!!!!!!!!

pokerpro · ‎10-07-2014

Thank you everyone for the kind words

I have long debated and regreted ever mis handling credit and filing the BK

but looking back - I am where I am today as a result of all of it

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None

Imhotrodcrazy · ‎10-07-2014

Congrats, and welcome to the club.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15

Score shot up to 800+ across the board

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Score shot up to 800+ across the board