Unfortunately, the alerts don't come with a free report, though that'd be pretty cool (hattip to any FICO reps: I'd pay a large monthly fee if you'd include a new report with each alert). So the only way to use the simulator is to use it off the 8/17 report vs. off the 9/1 alert. If you were to purchase a new report, then the simulator's basis would be from the new report.
Many of us are impatient and always want to know what's going on in real time. Some of us will subscribe to a CMS outside of SW just to see those changes that SW doesn't always alert to like dropped accounts or lowered util.
Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011