ScoreWatch

[Susyflower]

Does anybody subscribe to this product?  Has it been helpful?  Worth the money?

[Anonymous]

I have been very happy with it-

Great value-

[Susyflower]

Anybody else have opinions on ScoreWatch?

[MidnightVoice]

I have had it for 3 years for self and 2 for DW

[GFer]

Only two things I don't like about it....

*  Not enough simulators or the fact that you can't pick several 'changes' to simulate at one time.

*  The fact that we can't get updates on all three scores!

Other than that, I like the product and it's helped me a lot!

[Susyflower]

So for the other two CRA's, TU and EQ do you pull them off of this website or somewhere else?

[haulingthescoreup]

I've had it for about a year now, and I like it, although it has left me in the lurch several times. (They keep fixing it.) Plenty of others hate it for this reason.

In combination with TrueCredit, it was helpful in telling me when might be a good time to pull the other two. I probably don't need it any more, but it's still a tiny little thrill to get an alert. And it was Scorewatch that told my about my first re-bucketing back in October.

The graph is fun, although mine has flat-lined in the last 5 months or so.

Your EQ score and report will display longer with Scorewatch.

The simulators are actually part of the myFICO EQ and TU score reports --you don't need Scorewatch to play with them. I only wish that EX would cooperate and supply one.

[GFer]

The only true (fico) scores can be pulled here. Anything you get anywhere else will most likely be a fako (guesstimate).

Like HSU, I use it with TrueCredit. Anymore, I only pull when something significant has changed so I can see the results. (Like when I'm working on something specific, such as getting a collection removed, or I've paid down balances, or when new accounts hit.

And I'm just naturally inquisitive (like many on these forums!). I feel like it helps me get a feel for what actions cause score increases or decreases.

I use TrueCredit to tell me when things post or change and then decide if it's worth it to pull my scores.

With TC you can udate your reports every 24 hours and 1 minute.