@Remedios wrote:@Anonymous spare yourself from searching, you won't find an example of a gain.
As far as @Anonymous , I'd guess she's going into 740something to 750 on TU and EQ.
EX is already kinda leveled, so I wouldn't expect too much of a change there
Or, maybe she will stay roughly where she is. My scores were higher than Cassie's when I got sent to big girl scorecard, so I guess I had to "lose" more
EQ was my highest (788), and that's where the real drop happened, about 25 points, bringing it in line with the other two who were around 765, and they dropped to 751 (identical drop, data not identical due to number of HPs).
I knew I spoke too soon about all EX CMS scores (7) going up....lol The hammer was still there at TU, waiting to drop.
@Remedios: Great call on that TU 8 drop! -20 to 746!
(This is also more proof that myFICO alerts will be triggered for a simple aging change at TU, with nothing yet reported. I've always observed this with TU over the past 2 years with a Premier subscription.)
(Date is always one day behind the day I receive the alert - December 1st, always around 1:30pm Eastern.)
@Anonymous as my HPs dropped off and accounts reached a year (I still have one under a year), older scoring models went up up up.
This is EX as of today.
10/31/2020
8 classic 753
2 732
Auto 8 747
Auto 2 727
BC 8 769
BC 3 738
BC 2 711
11/01/2020
8 classic 753
2 744
Auto 8 747
Auto 2 738
BC 8 769
BC 3 738
BC 2 747
11/05/2020
8 classic 757
2 748
Auto 8 753
Auto 2 742
BC 8 773
BC 3 744
BC 2 751
I'd have to dig for earlier ones.
This is with 4 cards reporting, same utilization.
Prior to October, anything older than 8 was slumming between 700 and 730.